Author: Paul Meadow

Saving is Not Just for the Holidays – Tips for Saving in All Seasons

You’ve probably heard before that you need to save up for holiday expenses. But have you thought about saving all year round? Here are some tips for saving in all seasons. Winter After the holidays, you may be out of “savings mode.” But it’s still a great time to save money, especially with all the post-holiday sales going on. Here are some tips for saving in wintertime after the holidays: * Take advantage of post-holiday sales to stock up on next year’s Christmas presents. Christmas-specific items are usually marked down the most, like holiday dishes, snow globes, and other holiday-themed items. * Look for seasonal food at the grocery store rather than trying to buy summer foods like grapes and strawberries. During the winter, greens like kale are in season and relatively inexpensive, as are winter squash, potatoes, various root vegetables, and citrus fruits. This is also a good time to go for frozen produce. Spring Warmth is in the air and people are out and about – spring is here! There are ways to save in the springtime, too. * Retailers are moving their winter inventory out and bringing in the spring and summer fashions, so in early spring you can often find bargains as stores try to clear out their stock. * If you give Easter gifts, you don’t have to be elaborate. Some homemade goodies in...

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Tips for Cutting Household Expenses

Running a household costs money, there’s no doubt about it. You might know you need to cut back, but before you know it, you’re shelling out money for yet another household expense that you just know you could have saved money on. To help clarify this common situation, here are some tips for cutting household expenses. Heating and Cooling Yes, it’s a one of the top expense-generating things in the whole house. How can you cut back and still be comfortable? Try some of these strategies. * Change your furnace filters regularly. If something goes wrong with your heating...

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How Your Family Can Reduce Health Care Costs

The fact that health care costs are rising is undeniable. It can make you feel rather helpless, in fact, as you consider how pricey everything is, from a check-up to cancer treatments. But there are ways you can reduce health care costs, both in your own family and in general society. Here are some tips. Emergency Room Is for Emergencies Some families do not have a “family doctor” or physician whom they turn to when a family member is sick with a non-life-threatening illness. So when someone in the family has a cold, or vague symptoms of any sort,...

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5 Most Popular Fast Foods in India

India is a diverse country. The entire length and breadth of our country features diverse and varied culture. This is reflected upon the various customs, languages, arts and also food. India boasts some of the most delicious foods which are the dream of every foodie. Along with the traditional foods, foreign foods are also becoming popular among the Indian population. As a result of the globalization, many new foods have recently arrived in our market and have already conquered our taste buds. Here is a list of such foreign foods which have become enormously popular in our country. Burgers Burger is one of the most popular foods around the world. It initiated a change which resulted in the rise of fast food industry as we know now. Originated in the early 20th century, burgers have come a long way to be established as the most sought after food in the world. Like the rest of the world, Indians also followed suit. Much of the credit of the popularity of the burgers goes to the McDonald’s. It is the largest and most popular burger brand, serving around 68 million customers daily in 119 countries. In India also, McDonald’s operates in around 200 restaurants in 26 cities. In fact such was the popularity of this brand that when they opened their first restaurants in many cities, there were long queues of...

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Greek Finance in 2016: Back From the Abyss….

The Banking Problems in Greece In recent years, the series of crises faced by the Greek economy has shocked Europe. Most Europeans had thought such problems were part of the past, at least in this region, while Greeks, who had previously enjoyed a fairly stable situation, largely failed to realize how dependent they were on the informal economy, and how drastically the reorganization required for membership of the Eurozone could affect things. Now, finally, there are signs of green shoots, but debate is ongoing as to what this means. Tsipras’ pledge Because of its radical approach to the problem...

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Flexible smartphones and what is to come

There is no question that flexible smartphones are looking like an incredibly attractive evolution for this useful and extremely important gadget that we use on a daily basis. There are many things that are being tested and the release of these phone might come sooner than people expect. The important thing to keep in mind is that these phones are going to be able to allow for the operation and navigation of apps with the use of flexing features that will allow for the user to have a truly powerful and innovative experience that proves to be practical too. This is going to change the way that we experience physical interaction with our phones and we would be able to flip pages and browse through windows by pending certain areas of the phone. The same features will be used for clicking, answering calls and switching between apps, but the users will also have a chance to use this technology with the old touch screen features they have always used. There have been some tests that have used games like angry birds to show how the bending controls will be extremely intuitive and the demo that shows a magazine being flipper by bending looks amazing too. These flexible phones are probably going to give way to flexible tablets too and the flexible tablets are going to provide ideal devices for...

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How the personal finance sector may be affected by Brexit

The UK is currently caught up in a battle of ideals. Like with the Scottish referendum of 2015, UK citizens will be asked on 23 June 2016 to vote quite simply on whether or not they want to remain in the EU. This EU referendum, nicknamed Brexit, has been the focus of the British news for the last few months, with a number of high profile politicians taking sides with the multiple campaign factions (one for Vote Stay and three for Vote Leave). Some politicians have been accused of scare-mongering; others have been accused of planning by wishful thinking. While there is very little that we can do to see what will happen if the UK votes to leave, we can make an educated guess as to how the personal finance is likely to be affected by Britain leaving the European Union. As the core of the UK’s economy, how the personal finance sector is affected by Brexit is something which is on everyone’s mind. According to the Financial Times, the UK’s “financial services would be hit hardest” by Britain leaving the EU. Britain leaving the European Union would mean that the UK would no longer have access to the single market or the preferential trade agreements that go with it, and would be locked out of any votes affecting how they conduct trade in the future. While the...

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Time Is Money – Including Time Management in Your Family Budget

When you think about and develop your family budget, do you consider budgeting your time, too? Most of us think of budgets as strictly financial; but time is money, as the saying goes, and managing both money and time is a key to successful budgeting. Here are some tips on how you can include time management in your family budget. Bill Paying Time It’s a great idea to budget a certain amount of money toward bills; but consider budgeting in the time you’ll spend paying them, too. Whether you pay online or by check in the mail, you need...

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Tech Tools That Are Still Valuable In The Modern Working Place

Technology is becoming so advanced with new equipment being developed each year. Businesses have been transformed by technology allowing working life to become more effective and efficient. The only problem is trying to decide which technology tools and software to go for as there is so much choice out there appropriate for any sized business. Project & Time Management During the working day it can be difficult to keep track of how much time is being spent on different projects. Tools like Wrike can transform tasks for small businesses. Wrike enables project managers to overseen the work of their colleagues whether they’re sat at the next desk or in another country. Wrike combines project management with real time workspace in which colleagues can discuss and share documents. Office Essentials Each office will have its own set of essentials but there are some staples which are universally used in businesses including cheaper copiers, printers, scanners, telephone systems and obviously the much needed computer. Most machines have been condensed into one which prints, photocopies and scans so if you’re looking to update some of your machines why not trade in your old ones? With the costs of the old one you can invest in a new machine that does all. Data Storage Whatever the size of your business there will be a vast amount of data that will need to be...

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Women on Wall Street Making a Financial Impact

Women on Wall Street The women on Wall Street are making a significant financial impact despite the stereotypical belief that Wall Street is all about successful males. In fact, in many cases, the images that usually come to mind regarding Wall Street are usually of men dressed in crisp corporate attire attending business meetings or making important business decisions. The fact that the women on Wall Street typically make 23% less than their male counterparts doesn’t do anything to squash this stereotype either. But the women on Wall Street are holding their own and many of them are worthy...

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How Technology is Affecting the Financial Markets.

Technology is shaping many different areas of the world, it is speeding up manufacturing, improving our quality of life, making many aspects of life more efficient and effective. One area that has been revolutionized by the advances of technology itself is the financial markets and the stock market. There are several ways how technology has changed and shaped the current state of the markets, and also the future direction. Firstly, ease of use, through technology it is now easier than ever to trade on the stock market, secondly speed, making transactions is faster than ever, and finally depth of...

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Things to consider when expanding your business to Europe

Planning to expand and move your business into a new market can be a daunting task filled with the unknown but there is also the prospect of it becoming an advantage and generating more revenue. The EU market is more open to businesses from other countries now than it ever has been. It is best to do research before the move as the EU has its own business regulations that you must comply with so it is wise to seek out expert advice before you do so. Before deciding to expand your business to another country the best way to prepare is to do research. The more research you do the better prepared you will be to create a business plan that is appropriate for your move over to the European market. If you have decided to expand your business to any European country there are some requirements you will need to be able to meet. All business owners should contact the national or regional development agencies to learn about the local regulations, tax requirements and follow their professional codes of ethics. The EU has created laws and legislation to try and make it easier for business owners to expand to countries within the EU. The introduction of the euro has helped as it binds European countries together that have the euro making it easier as they trade under...

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Crowd-funding 

Ever since the JOBS Act was introduced by president Obama, about a year ago, crowdfunding has become all the rage for many new ventures. The JOBS Act was established to help start-ups raise capital so they can go public; it also recognises the “new” form of capital raising, known as crowdfunding – an easy way to raise funds while bypassing the risk-averse financial institutions. However, just like any other financial market transaction, there are advantages and disadvantages to this ‘fashionable’ method of raising funds. So what is crowd-funding or a.k.a. crowd-sourcing? It simply means that you source funds from the public using websites such as Kickstarter. The internet has made this concept very easy to execute; however traditionally it was done via benefit events, mail-order subscriptions and other. Imagine you have a business idea. You can pitch your idea on crowd-funding websites and if people want to support your campaign, they can donate money to help you bring your idea to life. You can also offer incentives or discounts of your future product once it is produced and ready to be sold. This all sounds easy; but there are both advantages and disadvantages of raising funds this way. Let’s begin with the positives: Huge positive with crowd-funding is that you have validated your customer base who are ready to buy your product You also have a great opportunity to...

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The ABCs of ACA — Advice for Business Owners in 2016

The ABCs of ACA — Advice for Business Owners in 2016 (356) (NewsUSA) – Sponsored News – Health care reform is continuing to change how businesses offer health insurance coverage, and there are several regulations to remember throughout the year. As of Jan. 1, 2016, a new phase of regulations is now in effect as a result of the Affordable Care Act (ACA). Business owners have to be sure they are using the necessary tools to remain compliant and meet ACA reporting requirements, which include the administrative work that comes along with health care reform. Below are a few...

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Corporate Finance Law What You Should Know

Getting Help with Corporate Finance Law Every business has a responsibility to be as profitable as possible.  Sometimes that can be difficult to achieve if you aren’t properly financed or if you don’t manage your financial affairs well. Good corporate governance requires accountability and accuracy.  As a business owner, you ultimately bear the responsibility for success or failure, but something many members of the public are not aware of is that sometimes failing in business can lead to legal action being taken against you.  In the worst case scenario, you may even be prosecuted under certain corporate laws. These...

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How to Help Children Avoid Type 2 Diabetes

According to onetouchdiabetes.co.in, now more than before, children are at a higher risk of getting Type 2 diabetes due to lifestyle changes. There are two different kinds of diabetes. Diabetes type 1 is where your body is no longer able to produce any more insulin. People with this type of diabetes have to take insulin injections every day. Type 2 diabetes is preventable since the body can still produce insulin though it may not be enough. If your children and teenagers are obese or overweight, they have a higher chance of getting type 2 diabetes. The reason behind this...

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How to Get Best Travel Deals in Late Summer

January is the best time for booking in advance to get the top travel deals. Travel gurus believe that it is best to do early bookings for getting the best bargains. In fact, if you are a really organized person you should have already done your bookings for your summer vacation with your family. In case you have not booked your tickets and hotel accommodation, you should get on with it, the sooner the better to avail tour operator offers like low deposit schemes or free child places. Most hotels are known to offer a substantial up to 30...

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Olympic Gold Medalist Boxer Howard Davis Jr. sends Cancer a Message: It’s Fight Time!

The Howard Davis Jr. Foundation to assist others in their fight against the disease   An American boxing icon is in the biggest fight of his life—against Stage-4 Lung Cancer. Howard Davis Jr. won the Gold Medal in boxing during the 1976 Olympics in Montreal Canada.  He is known for having one of the fastest hands in boxing and is one of the most decorated amateur boxers in US history.  He broke records in the ring, but is now trying to knock-out cancer.  Earlier this year; Davis Jr. was diagnosed with stage 4 lung cancer on the week of his...

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March 28, 2017 at 8:49am
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